NAB announces its 2025 Half Year Results

  • Half Year Results

Announcing NAB’s 2025 Half Year Results NAB Group CEO Andrew Irvine said the bank was managing its business well in continued challenging operating conditions.

  • 07.05.2025
  • Time to read 1 min read
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NAB Group CEO Andrew Irvine said the bank was managing its business well in continued challenging operating conditions.

“NAB is in good shape, has a clear strategy and the business is well placed for the long term,” Mr Irvine said.

NAB’s performance

Six months ago, the bank refreshed its strategy to be a more customer-centric, simpler and faster organisation.

“We have plenty of work ahead, but NAB is tracking in the right direction,” Mr Irvine said.

“We have three clear priorities – growing our core business banking franchise, driving our performance in deposits, and improving in proprietary home lending.”

Mr Irvine said NAB’s business bank was a key differentiator in a highly competitive market.

He shared NAB competes from a position of strength, with the benefit of scale and expertise across our franchise, powered by deep customer relationships.

“I’m pleased NAB is the biggest business lender and we are now the largest bank in business deposits and have improved our share of household deposits.

“During the past six months, we have increased our share of SME lending. We want to grow this business, not simply defend it.”

NAB’s interim dividend of 85 cents puts $2.6 billion back in the hands of shareholders.

“As more than 40% of our shareholders are retail investors, this is significant for the many mums and dads and retirees who depend on dividends for their income,” Mr Irvine said.

“While we are getting simpler, faster and more focussed on customers, safety and stability will always be a feature of NAB, and our balance sheet settings remain strong.”

Australian economy is well placed

On the economy, Mr Irvine said the first few months of this year have witnessed dramatic shifts in global economic policy.

“I expect unpredictability and volatility will persist for a while yet.

“Uncertainty might be uncomfortable for businesses and households, but overall Australia entered this period in good shape.

“Low unemployment, easing inflation and anticipated growth are all helping.

“This provides capacity for future cash rate cuts to help offset any further global headwinds.”

The ASX announcement and NAB CEO 2025 Half Year Results VNR is available for download at the bottom of this article.

Watch NAB CEO Andrew Irvine discuss NAB’s 2025 Half Year Result in this video

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